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Biden’s Social Security proposals are targeted directly toward seniors in need
‘Choice Architecture’ plays a big and unappreciated role
What Washington won’t tell you
There’s a larger problem: aligning retiree spending with Social Security checks
Taking it early rarely makes sense, and waiting until 70 is ideal
For many Americans, Social Security is a large part of their retirement income
New wage data offer unexpected angle on one potential avenue of impact
A lot less money is coming in, and pretty soon, more will be going out
A novel proposal to help cash-strapped workers during the coronavirus pandemic.
What if Americans desperate for cash could dip into Social Security today?
Doing this right could yield this couple $150,000 extra.
Taking it early rarely makes sense, and waiting until 70 is optimal
Assessing the long-term impact of a global pandemic is incredibly difficult
COVID-19 will impact this projection, but probably not significantly
The IRS is sending money out in waves, but some people are eagerly awaiting the financial assistance
Repudiating state retirement obligations is just the beginning
COVID-19 could shift the long-run curves or accelerate the date of depletion of the trust fund
The problem of both Social Security and Medicare is inherent in their structure
Did you see the jobs report? The already-shaky program is under pressure
COVID-19 may hurt Social Security, but it shouldn’t destroy it